Every day, telemarketers, mail order catalogs, and commercials tell us wonderful words, such as clearance sales, zero interest payments, and discount coupons. All geared to stop us from saving and makes us to spend on items that we really don't need.
How can you spend wisely and have more savings. You should teach yourself to be a disciplined and intelligent buyer whereby you can accumulate savings instead of credit card debts.
Ask yourself:
1. Is this item something I can't do without?
2. Do I have something at home similar to this which I can use instead?
3. How long do I need to work to pay for this?
4. Do I just want this or do I really need it?
These are some simple strategies that can help you save. When you buy on sale you save more, so ask the store when the item will be on sale. Schedule your purchasing of large items during the time when the store has annual sales. This will generate you a saving of as much as 60% off the regular prices.
You should cut out coupons and use them. This will give you as much as 20% savings. When there is a sale on things that are consumed easily such as pasta, stockpile on such items. You will have even more savings if you take the advantage of rebates, and use the rebates given. Always use a frequency shopper card if you can, as this entitles you to rebates, freebies, and discounts. Always prepare a shopping list before you buy or make duplicate purchases.
Remember "A penny saved is a penny earned" and following this will give you added savings.
PLR
No comments:
Post a Comment